25+ Personal Finance Books for Free! [PDF]

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Continuing our work to facilitate access to interesting and useful information, we have created a compendium of free books about Personal Finance.

Each and every one of the texts are in PDF format for ease of use, and were carefully selected.

Personal Finance is about managing the money and assets of a person or family group. In other words, it deals with the management of all income, expenses, material goods, savings, investments, credits, insurance, etc.

The key factor in Personal Finance is financial planning, a dynamic process that requires constant control and monitoring. This process includes five steps:

  1. Evaluation: the financial situation of a person is analyzed and studied by compiling the information corresponding to liabilities, financial statements, accounts, assets, expenses and income.
  2. Definition of objectives: determining short, medium and long term objectives helps to plan for the financial requirements needed to meet them.
  3. Elaboration of the plan: it details how to reach the objectives. It could be planned to reduce unnecessary expenses, make investments, or increase work performance.
  4. Execution: to execute the plan requires perseverance and discipline, and sometimes professional help such as accountants, administrators, etc.
  5. Control and re-evaluation: the plan must be monitored to make adjustments if necessary.

Our selection is integrated by more than 25 books about Personal Finance in PDF format. We have included books in Spanish and Portuguese for you to choose the language of reading

All books were released for free distribution or are in the public domain.

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Here we present our complete selection of Personal Finance books:

Personal Finance

The Saylor Foundation

Personal Finances for Self-Reliance

The Church of Jesus Christ of Latter-day Saints

Rough guide to Money and Savings

Sarah Pennells

Your spending, your savings and your future


Personal Finance Basics and the Time Value of Money


A Handbook for Personal Financial Management

Rubing Mao

Managing Your Personal Finances

Pearson Education

Saving and Investing

Office of investor education and advocacy

Fundamentals of Personal Financial Management

Waterworth Wealth Advisors

Overview of a Financial Plan


Your Money Matters: An Adult's Guide to Personal Finances (Presentation)

Oklahoma Money Matters

Your Money Matters: a guide to your personal finances

Oklahoma Money Matters

Personal Financial Planning

Jenks Public Schools

Introducing the fundamentals of financial planning

Raymond James

Personal Finance Principles: A Guide for Principles of Microeconomics Students

Lucas M. Engelhardt

Young Adults and Money management. Behaviours, attitudes and useful rules of thumb


Personal Finances

Stephen J. Skripak

12-Step Guide to Financial Success

Mapping Your Future

Personal Financial Planning (Wealth Management)

S. Murali, K.R. Subbakrishna

Creating a Personal Financial Plan

Missouri State University

Managing your money

Various authors

Money management (Presentation)

Boston College

Money Management and Budgeting

Credit Canada

Effective Strategies for Personal Money Management

Center for Personal Financial Education

Savings Made Simple

Money Talks

205 Ways to Save Money

Money Talks News

Here ends our selection of free Personal Finance books in PDF format. We hope you liked it and already have your next book!

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